Start Deferring Your Christmas Cost for Next Year!

There's only one thing I enjoy more than shopping. That's shopping for FREE! I was able to defer a huge chunk of our Christmas cost this year by shopping with gift cards that I received for redeeming points that I earned from reading emails, filling out short surveys, and shopping online using some different reward sites.

One of my favorite reward sites is Reward Port. By starting early, like now, you too can defer quite a big part of your holiday expenses too.

By redeeming points that I earned for gift cards to stores that I shop at for presents we have ZERO credit card debt from Christmas expenses. With New Year's quickly approaching, now's the time to start thinking about next year's expenses.